Any attempt to improve the electronic environment on the Internet must consider privacy. The protection of privacy and security of the personal information of members, users, visitors or guests who frequent this Website is of paramount importance Cardspot. Thus this Privacy Policy Statement forms an integral part of it.
To win the trust and confidence of people visiting the Website, Cardspot creates a transparent environment devoid of stress and concerns about abuse of personal information by telling the public what information is considered important, how that info is collected, and how it will be used.
Many people still fear that their privacy and security are being compromised; for those people, we assure them that Cardspot responds to their concerns or questions by opening a dialogue with them and they are encouraged to write to Cardspot or to post feedback on its forum.
WHAT INFORMATION IS CONSIDERED IMPORTANT?
To establish a contract between them, free consent and the identities of the consenting parties are required. As a result, you may be requested for personally identifiable information such as your name, mailing address, date of birth, Income Tax Permanent Account Number (PAN Card data), email address, and telephone number, among other things. By providing us with such personal information, you agree to use our online services in accordance with the terms and conditions set forth in the 'User Agreement and/or other covenants particularly stated under 'Terms of Use.'
Second, you must create and maintain your user ID and password, your personal property and should not be shared with anyone else. Finally, we'll look into and collect Internet Protocol (IP) addresses from various sites on the Internet.
Apart from assisting in generating some statistical data, this reveals basic information about your computer, such as the type, make, and model, the location from which it is working, the sites you frequently visit, and so on.
By contacting us at [MENTION THE EMAIL ID], you have the opportunity to withdraw your consent at any time, and your personal information will be deactivated at our end within a week of the date we receive your request.
HOW IS THE INFO COLLECTED?
To access our website content, use services provided thereat, and participate in our programs, intended users/prospective members must be registered with us. At this stage, the intended user/prospective member will have to give his/her personally identifiable information, as stated supra, voluntarily at his/her sweet will and wish and with free consent.
It may be necessary for you to create your user ID and password to log on to the Website, access its features, and use its services.
Our company may explore, generate and gather information about your IP address that is impersonal, not linked to you personally, and not connected to your personal information.
HOW IS THAT INFORMATION USED?
You may provide us with personally identifiable information
- We need your service request to process it,
- The Websites provide access to privileged areas,
- For a more personalized experience on our Websites,
- Personalized services, products, and programs
- Improve the services and products we offer.
As part of market research, we may ask for your participation; we may also send you details of new services or offers we believe you may find useful. You can opt-out of receiving such information from us by sending us an email at [MENTION THE EMAIL ID] or by using the option provided in our email to you.
The information we collect about you may be provided to our employees, affiliates, sponsors, and agents to administer accounts relating to products, services, and programs Cardspot.
We will not disclose your personal information unless we are required to do so under compulsion of law. We may disclose your information to a relevant state authority if you violate our terms and conditions or if we are obliged to share your data to comply with a legal obligation.
If we are under legal obligation for fraud protection and credit risk reduction, we may part with the information with other companies and organizations for that purpose.
Any disclosure of personal information will be strictly governed by and fully in accordance with the laws in force in India.
YOUR OWN USERNAME AND PASSWORD
The user ID and Password created by you at the time of registration are saved in encrypted form and are not accessible to anyone including our staff members. They are your personal property and this information is expected to be used by you alone. With your user ID and Password, you can log in to the website content, access the features, avail yourself of the services and participate in the programs provided thereat. Please note that your registration data is password-protected, where only you can access your information.
Cardspot is not responsible for any activity undertaken when your password is used. We suggest you not disclose your password to anyone. If you do not provide the required information as per the standards specified, you may not be able to register and access the features, products, and programs we provide on the Website. Your user ID and password, which you created during registration, are stored in encrypted form and unavailable to anyone, including our employees.
They are your personal property, and you are expected to utilize them exclusively. You can log in to the website content, use the features, utilize the services, and participate in the programmes with the help of your user ID and password. Please keep in mind that your registration information is password secured, and only you have access to it. Cardspot is not liable for any action that occurs due to the usage of your password. We recommend that you do not reveal your password to anyone. If you do not give the required information according to the standards, you may be unable to register and access the Website's features, products, and programs.
YOUR IP ADDRESS
We may use your IP address to track your geographical location or movement, check the frequency and number of your visits to our Website, administer the site, analyze trends and gather broad demographic information for aggregate use. It is used purely for technical, statistical and analytical purposes. Please be assured that the generated Performance Data is stripped of all personally identifiable information.
Cardspot is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement.
COOKIES
Cookies are small data files that a website you visit may save on your computer or handheld device that usually includes a unique anonymous identifier.
There is an imminent need to recognize the important distinction between cookies and spyware. Of course, both these collect information about your surfing habits. Still, the distinction lies in the fact that while cookies collect information about your surfing habits only on the site of the cookie provider, i.e., just on one site, the spyware collects information about your surfing habits across the Internet and sends this information out from your computer.
This Website uses cookies and other technologies such as pixel tags and clear gifs to store certain types of information each time you visit any page on our Website. Our Website may use cookies for user authentication, keeping track of your preferences, promotional campaigns, tracking our audience size and traffic patterns, and in certain other cases. Cookies enable this Website to recognize the information you have consented to give to this Website and help us determine what portions of this Website are most appropriate for your professional needs.
We may also use cookies to serve advertising banners to you. We may serve these banners or by a third party on our behalf.
Cookies cannot spread viruses or extract personal information. Cookies used by our Website do not contain any personally identifiable information about you.
We take no responsibility or liability for the actions of "third-party" advertisers who may set and access cookies. You can disable cookies in your web browser if you don't want them to be installed on your computer or mobile device. Go to your browser's "security settings" area and look for the option.
However, completely removing cookies may make it difficult to utilise websites, including ours, and interactive services.
SECURITY
Cardspot has a comprehensive information security program and policies that include managerial, technical, operational, and physical controls to protect sensitive personal data and other personal information. The transmission of data over the Internet is inherently vulnerable to security risks. However, this does not guarantee that such data transmissions cannot be accessed, altered or deleted if the firewall or other security software fails. Our security measures are never absolute and cannot be guaranteed never to be breached.
POLICY CHANGES
Any changes to this Privacy Policy Statement will be posted on our Website as soon as they occur. We advise you to check regularly for the most recent Privacy Policy on our Website.