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IDFC FIRST Bank

IDFC FIRST Wealth Credit Card

travel-milespremium-loungelifetime-freeLounge Access

Annual Fee

Lifetime Free

Joining Fee

₹0

Reward Rate

10%

Min Income

₹12,00,000

Features

  • ✓ Lifetime free
  • ✓ 10X reward points on online spends
  • ✓ Unlimited domestic lounge access
  • ✓ Zero forex markup

Pros

  • + Best lifetime-free premium card
  • + No foreign transaction fee

Cons

  • - High income requirement
  • - Points expire if inactive 6 months

Welcome bonus

5,000 welcome reward points

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