HDFC Bank

HDFC Millennia Credit Card

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Annual Fee

₹1,000/year

Joining Fee

₹1,000

Reward Rate

5%

Min Income

₹3,50,000

Features

  • 5% cashback on Amazon, Flipkart, Zomato, Swiggy
  • 1% cashback on all other spends
  • Annual fee waived on ₹1L spend

Pros

  • + High cashback on popular platforms
  • + Fee waiver available

Cons

  • - Cashback capped at ₹750/month
  • - No lounge access

Welcome bonus

1000 CashPoints on card activation

Apply Now →

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